At Financepedia.us, your privacy matters to us. This Privacy Policy outlines how Financepedia.us handles your personal data—covering data collection, usage, storage, and security in compliance with digital privacy standards. We aim to maintain transparency and build trust with every visitor who uses our platform.
By accessing Financepedia.us, you agree to the terms outlined in this Privacy Policy.
1. Who We Are
Financepedia is a financial education platform dedicated to helping users understand credit, banking, personal finance, and wealth-building strategies. As part of our commitment to quality content, we also ensure a secure, private, and ethical browsing experience.
2. What We Collect and Why
We gather data to improve our services, ensure the safety of our site, and personalize your experience.
a) Information You Provide Directly
Contact Information: Such as your name and email address when you submit forms, subscribe to updates, or reach out to us
Feedback or Comments: Any opinions or messages you share via forms or articles
b) Automatically Collected Information
When you visit our website, we may collect:
IP address and browser details
Device type and operating system
Pages visited and time spent
Referral source (how you reached our site)
Clicks, scrolls, and interaction patterns
We collect this data through analytics tools and cookies for improving content and advertising relevance.
3. Use of Information
We use your information to:
Analyze user behavior and trends to improve content
Optimize our website performance
Communicate with users who’ve opted in
Display personalized ads via advertising partners like Google AdSense
Detect and prevent spam, fraud, or malicious activity
We do not use your data for any illegal, harmful, or unethical purpose.
4. Advertising and Affiliate Disclosure
Financepedia.us uses:
We partner with Google AdSense to display relevant and personalized advertisements based on your browsing behavior. AdSense may use cookies and similar technologies to deliver interest-based ads tailored to your preferences and activity on our website.
Additionally, Financepedia.us participates in affiliate marketing programs. Some articles or links may recommend financial products, tools, or services. If you choose to click on these affiliate links and make a purchase, we may receive a small commission — at no additional cost to you.
We only promote services and tools that align with our mission and that we genuinely believe provide real financial value to our readers.
5. Cookies & Tracking Technologies
We use cookies and similar technologies to:
Store user preferences
Provide smooth navigation between pages
Serve relevant ads
Gather aggregated traffic and behavior data
You can control cookie preferences in your browser settings. Declining cookies may affect certain features of the website.
6. Third-Party Services
We work with trusted third-party platforms for:
Analytics (e.g., Google Analytics)
Advertising (e.g., Google AdSense)
Email delivery and opt-in forms (e.g., Mailchimp or similar)
These platforms may collect data through embedded scripts or cookies. Each has its own privacy policy and data-handling procedures, which we recommend reviewing.
7. Data Retention and Storage
We retain user information for as long as necessary to fulfill the purposes described in this policy or comply with legal requirements. Personal data that is no longer necessary is permanently removed using secure data disposal practices.
8. Data Security
We use reasonable technical and organizational safeguards to protect your data against unauthorized access, misuse, or alteration. While no digital system is 100% secure, we implement strict protocols and best practices to minimize risks.
9. Sharing of Information
Your personal data is never sold or rented. We may only share information when required by law or to deliver essential services securely
When legally required by government authorities or court orders
With service providers under strict confidentiality agreements
To prevent fraud, enforce policies, or protect site users
10. Your Rights
Based on your geographic location, such as under the GDPR (Europe) or CCPA (California), you may have rights concerning your personal data—including access, correction, data portability, and the right to request deletion.
Request access to your information
Correct or delete inaccurate data
Opt-out of newsletters or marketing emails
Withdraw consent at any time
You may request any of the above actions by contacting us at financepedia.us@gmail.com
11. Children’s Privacy
Financepedia.us is not intended for children under the age of 13. We do not knowingly collect personal data from children. If you believe your child has provided us with personal data, please contact us, and we will take appropriate action.
12. External Links
Our website may include links to external websites. We do not control their content or privacy policies, so we recommend reviewing them before providing any personal information. We are not responsible for their content, privacy practices, or data handling. We recommend reading their privacy policies before submitting personal information.
13. Updates to This Privacy Policy
This Privacy Policy may be updated periodically to align with legal, technological, or service-related changes. All updates will appear on this page, and the “Effective Date” will reflect the most recent revision. Please check back regularly for the latest information.
14. Contact Us
For inquiries regarding this Privacy Policy or our data handling practices, you can contact the Financepedia team at the following email address:
📧 Email: financepedia.us@gmail.com
🌐 Website: https://financepedia.us